Wisconsin Installment Loan

  • Installment Loans from $600 to $3,000
  • Same Day Funding Available
  • Rapid Processing & Approvals
  • Limited Requirements
  • No Prepayment Charges
  • Funds Deposited Directly into Your Checking Account

Wisconsin Installment Loan

  • Installment Loans from $600 to $3,000
  • Same Day Funding Available
  • Rapid Processing & Approvals
  • Limited Requirements
  • No Prepayment Charges
  • Funds Deposited Directly into Your Checking Account

Wisconsin Installment Loans for Federal Employees

    When life comes at you from every angle and you find yourself a little bit behind in cash, Coast 2 Coast Lenders is there to help.

    If you are a non-military federal employee, we are your perfect solution when you need extra cash to handle the surprises of life. We’ve provided medium-term loans for federal employees in Wisconsin and United States Postal Service workers for over 6 years.

    Because our program is specific to workers in the federal government, we’ve been able to streamline our loan process to make it simple. On our website, you’ll fill out the necessary documents and verify them via DocuSign, and click “submit.” We can send you an email to let you know when your loan is approved, and then your funds appear in your bank account the following day. Depending on how quickly you can complete the loan documents, it’s possible to receive your loan that day!

    You make payments on your Wisconsin installment loans for federal employees through payroll deductions over a period of roughly 11 months. Because it’s your loan, you can manage it any way you want. You can also choose to pay off the loan early, without incurring a penalty.

    Things happen, and always when it seems we’re low on cash. But no matter the reason, when you need extra money to boost your finances, Coast 2 Coast Lenders is your solution. We can get you fast cash the easy way.

    For non-military federal employees in Delaware, Illinois, Mississippi, Missouri, New Mexico, South Carolina, TennesseeTexas, Utah, Wisconsin, complete your application and apply for your loan today!

    Department of Financial Institutions

    201 W Washington Avenue, Suite 500
    Madison, WI 53703
    TEL 608.261.9555
    FAX 608.261.7200
    http://www.wdfi.org/

    Coast 2 Coast Lenders, LLC Complaint Information

    Loan related:
    Pamela Gutierrez, VP of Operations
    800-818-1908, ext 501
    pgutierrez@coast2coastlenders.com

    All other complaints:
    Kevin Gordon, CEO
    800-818-1908, ext 505

    Wisconsin Installment Loan

    An installment loan is a medium-term loan, usually with a higher principal amount than short-terms loans. It is repaid gradually in installments over 22 payroll deductions (allotments) for a period of roughly 11 months. This loan may be repaid early at any time with no prepayment charges.

    Coast 2 Coast Lenders is licensed in Wisconsin by the Office of the State Bank Commissioner

    Wisconsin Rates & Terms

    * Actual loan terms may vary based on applicant’s qualifications
    ** APR’s may vary based on calendar days between loan funding and first payment as well as the State of residence of the borrower.

    Loan Amount- $600-$3000

    Loan Term- 22 Payroll Deductions (allotments)

    Annual Percentage Rate- 95%-200%**

    Late Payment Fee- 5% of the unpaid installment payment

    What it Costs

      The chart represents an illustrative example of the cost of a $600 loan. Please see your loan agreement for the annual percentage rate (APR) and other terms applicable to your loan. If you have any other questions or would like more information, please ask. Make certain the questions are answered. Make sure you understand the terms and cost of your loan.

      If you repaid biweekly through payroll allotments, you would make 21 payments of $43.81 and one payment of $43.70

      With an actual installment loan, your repayment might look different that the example above.  For instance, you may be able to borrow more money, or have a longer or shorter repayment period. 

      APR
      120%

      Finance Charges
      $363.71

      Amount Financed
      $600.00

      Total Payments
      $963.71

      Potential Fees

      Application Fee - $0

      Payroll Deduction Fee (Allotment Processing) $3.00 per payment

      Return Payment Fee - $25.00

      Late Payment Fee- 5% of the unpaid installment payment

      Terms Explained

       

      Amount Financed

      This is the loan amount.  In our example, Joe Borrower is approved for a $600 loan.  The $600 is the amount financed

      Loan Term

      Your loan term is the amount of time over which you are scheduled to repay your loan. You may also repay early with no penalty. In the example, Joe’s loan is for 22 payroll deductions (allotments) over a period of roughly 11 months.

      Finance Charge

      The finance charge is the dollar amount your loan will cost you, in addition to the amount financed. In the example, Joe’s amount financed will be $363.71 in interest as his finance charge.

      Total of Payments

      This is the sum of the amount financed and the finance charge. It is the total amount you must repay. In this example, Joe’s amount financed, and finance charge equals a total of payments of $963.71

      APR

      APR (annual percentage rate) is a measure of the cost of credit, expressed as a yearly rate.