Coast 2 Coast Lenders

Same Day Personal Loans for Federal Employees
Coast 2 Coast Lenders
Same Day Personal Loans for Federal Employees

Over 30 years of experience in providing allotment loans for federal government workers

Coast 2 Coast Lenders is dedicated to you, and your community of Federal Government workers. We facilitate installment loans for Federal Workers nationwide! Our goal is to offer support and help you with your financial needs.

Who Can Apply

Coast 2 Coast Lenders provides small consumer installment loans for active federal employees and USPS workers only.

Fill in the Contact Form

Just click on CONTACT US and give us a little information for one of our representatives to respond.

How Long Will It Take

Once we receive a completed application and documentation, Coast 2 Coast will contact you within 24 hours with a lending decision.

Same Day Loan Funding


1.  Make sure the representative you contact knows you would like your loan funded the same day.
2.  Make sure your application is complete when you send it to us.
3.  Make sure TO SEND THE REQUIRED SUPPORTING DOCUMENTS ALONG with your application.
4.  Make sure you sign and return NOTE AND TILA (if approved).
5.  If we receive everything completed by 12:00 ET (absolutely no exceptions) and you’ll have your funds by 5:00 ET .
6.  If you miss the deadline, no problem, we’ll fund your loan overnight as usual.

There’s no cost for this service.
Some of our borrowers have experienced difficulties finishing our application from their government worksite location.
One easy fix might be to turn off the WiFi while completing the application.
If you’re still experiencing difficulties, please call our office at 800-818-1908 for assistance.

Choose Your State To Apply.

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Rates and Terms


We are no longer making loans in the State of Illinois. If you are a current borrower, please contact the office at 800-818-1908 or through our chat-line on this website.


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Rates and Terms

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Rates and Terms

New Mexico
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South Carolina
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Rates and Terms

For applicant – Loan Application
Rates and Terms

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Rates and Terms

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Rates and Terms

Leave A Message for the Loan Dept.

ELECTRONIC COMMUNICATION: Lender may utilize electronic communications (i.e. email, instant message, SMS, etc.) which are intended solely for the use of the intended recipient as a means of corresponding.
If you prefer not to be communicated with in such a manner, please notify the Lender.  Please be aware that messaging fees might be incurred through the recipient’s communication provider.

It's YOUR Loan. YOU Decide.

Things happen. It could be unexpected medical bills, a home improvement project or perhaps you just need a vacation. Whatever causes you unexpected financial pressure, sometimes you need extra cash. Again, It’s YOUR loan, YOU decide! Coast 2 Coast Lenders, LLC was created to assist by providing affordable and convenient financing to active USPS, Federal Government and other eligible employees living in Delaware, Illinois, Mississippi, Missouri, New Mexico, South Carolina, Tennessee, Texas and Utah.

Streamlined loan process.

Since we created our company specifically to address the borrowing needs of USPS and Federal Government, we are able to streamline our loan process. Even though all credit applications are subject to approval, once approved, getting the cash is quick and easy – After you sign and return the loan documents we simply ACH deposit the money into your checking account where it is often available the next day

Current Agencies we Service :

United States Postal Service (USPS)
Internal Revenue Service (IRS)
Defense Finance and Accounting Service (DFAS) – (non-military employees)
Department of Veterans Affairs (VA)
Department of Defense (DoD)
Transportation Security Administration (TSA)
Department of Education (ED)
Environmental Protection Agency (EPA)
Bureau Of Prisons (BOP)
Department of Energy (DOE)
Department of Health & Human Services (HHS)
Census Bureau
Department of State (DOS)
Department of Transportation (DOT)
Social Security Administration (SSA)
Department of Agriculture (USDA)
Dept. of Homeland Security (DHS)
Dept. of Housing & Urban Development (HUD)
Department of the Interior (DOI)
U.S. Immigration and Customs Enforcement (ICE)
United States Federal Courts

Benefits of Our Loan Include:

Installment loans from $500 up to $3,000
Combine with any allotment
Affordable bi-weekly payments via Allotment
Rapid processing & approvals
Limited Requirements
Receive funds directly into your checking account
Ability to refinance

Our Commitment.

Getting a loan from Coast 2 Coast Lenders is simple, straightforward and easy. To apply, click on the APPLY NOW button.

  • You will often receive your loan by the next day after we receive your signed loan agreement.
  • We will conveniently wire the loan proceeds into your checking account.


Call us

Tel: (800) 818-1908
Fax:  (888) 979-7882
Text only: (256) 826-1232
A representative will be available to answer your questions
9:00 AM – 5:00 PM ET, Monday – Friday.

Frequently Asked Questions.

Who is eligible to apply for a loan?
USPS, Federal Government and other eligible employees residing in Delaware, Illinois, Mississippi, Missouri, New Mexico, South Carolina, Tennessee, Texas and Utah only. Federal workers include employees of VA, TSA, HHS and other non-military governmental agencies. Other eligible employees include anyone who works for a non-federal government entity or company that provides direct payroll deductions for loan payments.
How much can I borrow?
Our loan approval ranges from $500 to $3,000 – depending on laws in your state and our underwriting approval process.
How can I apply for a Coast 2 Coast Lenders loan?
You can apply directly through this website. To apply online click here. or Please contact our office at 1-800-818-1908
How quickly will I receive my loan?
Often by the next business day after we receive your signed loan agreement.
How and when will I know my loan has been approved?
Once all documents have been received the information will be processed and verified. If your application is approved we will contact you by telephone or e-mail.
How will I receive my loan?
Once your application has been approved, we will send you formal loan documents. Once you sign and return the loan documents, your loan proceeds will be wired into your checking or savings account.
How will I repay my loan?
Payments are due bi-weekly. While the majority of our clients utilize their Federal Allotments, payments can also be made via payroll deduction, debit card, ACH, check or money order.
Can I apply for an additional loan after I get my first one?

In all states other than Texas, after 50% of your payments are made you can apply for a new loan.
For example, in all states other than Texas if your loan is 22 payments, you can apply again after 11 payments.

In Texas after 9 payments are made you can apply for a new loan.
In Texas if your loan is 11 payments, you can apply again after 9 payments.

The new loan will be used to pay off the first loan and the net amount left over will be sent to you.

Can I change my mind after receiving a loan?
Coast 2 Coast abides by the Consumer Financial Services Association of America Best Practices and State laws regarding rescission, which enable you to rescind the transaction at no cost within a three-day time period by returning the full amount of the loan
How does the application process work?
Once you have answered a few preliminary questions, an application will be emailed to you via DocuSign. This document can be viewed and answered through your computer, a personal device (I-pad), or smartphone. Upon receiving a completed application with requested supporting documents, an underwriting decision will be made, and you will be contacted. If acceptable, a promissory note and truth – in – lending disclosure will be again sent to you through DocuSign. Once those documents are returned, your funds will be ACH deposited if before 4:00 ET (if not the following day). The entire process can be completed on the same day if you provide what we request in a timely fashion.
Does Coast 2 Coast Lenders serve military customers?
Due to changes in the Military Lending Act effective October 3, 2016, Coast 2 Coast Lenders is not available to applicants listed as Covered Borrowers in the Military Lending Act database, including qualifying active duty service members and their dependents as defined in 32 C.F.R. 232. https://mla.dmdc.osd.mil/
Coast 2 Coast Lenders
2207 Concord Pike
Wilmington, DE 19803
+1 (800) 818-1908
Website Copyright 2021 Coast 2 Coast Lenders