Coast 2 Coast Lenders
Dedicated to your personal financial needs
30 + years experience in the Small Consumer Installment Loan Industry.
Here at Coast2Coast Lenders, we are dedicated to you and all your different financial needs. We have facilitated loans nationwide and our main goal is making you a happy, life-long customer.
Who Can Apply
Coast 2 Coast Lenders provides small consumer installment loans to active employees of USPS and the Federal Government only.
Fill in the Contact Form
Just click on CONTACT US and give us a little information for one of our representatives to respond.
How Long Will It Take
Once we receive a completed application and documentation, Coast 2 Coast will contact you within 24 hours with a lending decision.
It's YOUR Loan. YOU Decide.
Things happen. It could be unexpected medical bills, a home improvement project or perhaps you just need a vacation. Whatever causes you unexpected financial pressure, sometimes you need extra cash. Again, It’s YOUR loan, YOU decide! Coast 2 Coast Lenders, LLC was created to assist by providing affordable and convenient financing to active USPS, Federal Government and other eligible employees living in Delaware, Illinois, Mississippi, Missouri, New Mexico, South Carolina, Tennessee, Texas, Utah, and Wisconsin.Streamlined loan process.
Since we created our company specifically to address the borrowing needs of USPS and Federal Government, we are able to streamline our loan process. Even though all credit applications are subject to approval, once approved, getting the cash is quick and easy – After you sign and return the loan documents we simply ACH deposit the money into your checking account where it is often available the next day
Current Agencies we Service :
- USPS
- IRS
- VA
- Judicial
- DFAS- (non-military employees)
- Any other agencies that have the allotment feature
Benefits of a Coast 2 Coast Loan Include
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Installment loans from $1,000 up to $3,000
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Combine with any allotment
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Affordable bi-weekly payments via Allotment
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Rapid processing & approvals
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Limited Requirements
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Receive funds directly into your checking account
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Ability to refinance
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Referral program *(not applicable in Wisconsin) – $50 per newly approved borrower
Our Commitment.
Getting a loan from Coast 2 Coast Lenders is simple, straightforward and easy. To apply, click on the APPLY NOW button.
- You will often receive your loan by the next day after we receive your signed loan agreement.
- We will conveniently wire the loan proceeds into your checking account.
Questions?
Call us
Tel: (800) 818-1908
Fax: (888) 979-7882
Text only: (302) 219-4647
A representative will be available to answer your questions
8:30 AM – 6:00 PM ET, Monday – Friday.
Leave A Message for the Loan Dept.
Frequently Asked Questions.
Who is eligible to apply for a loan?
USPS, Federal Government and other eligible employees residing in Delaware, Illinois, Mississippi, Missouri, New Mexico, South Carolina, Tennessee, Texas, Utah, and Wisconsin only. Federal workers include employees of VA, TSA, HHS and other non-military governmental agencies. Other eligible employees include anyone who works for a non-federal government entity or company that provides direct payroll deductions for loan payments.
How much can I borrow?
Our loan approval ranges from $500 to $3,000 – depending on laws in your state and our underwriting approval process.
How can I apply for a Coast 2 Coast Lenders loan?
You can apply directly through this website. To apply online click here. or Please contact our office at 1-800-818-1908
How quickly will I receive my loan?
Often by the next business day after we receive your signed loan agreement.
What are the fees?
A one-time underwriting fee of $25.00 are charged to each loan and will be deducted from your loan amount when funded.
How and when will I know my loan has been approved?
Once all documents have been received the information will be processed and verified. If your application is approved we will contact you by telephone or e-mail.
How will I receive my loan?
Once your application has been approved, we will send you formal loan documents. Once you sign and return the loan documents, your loan proceeds will be wired into your checking or savings account.
How will I repay my loan?
Payments are due bi-weekly. While the majority of our clients utilize their Federal Allotments, payments can also be made via payroll deduction, debit card, ACH, check or money order.
Can I apply for an additional loan after I get my first one?
Yes. After 50% of your payments are made you can apply for a new loan. The new loan will be used to pay off the first loan and the net amount left over will be sent to you. For example, if your loan is 22 payments, you can apply again after 11 payments.
Can I change my mind after receiving a loan?
Coast 2 Coast abides by the Consumer Financial Services Association of America Best Practices and State laws regarding rescission, which enable you to rescind the transaction at no cost within a three-day time period by returning the full amount of the loan
How does the application process work?
Once you have answered a few preliminary questions, an application will be emailed to you via DocuSign. This document can be viewed and answered through your computer, a personal device (I-pad), or smartphone. Upon receiving a completed application with requested supporting documents, an underwriting decision will be made, and you will be contacted. If acceptable, a promissory note and truth – in – lending disclosure will be again sent to you through DocuSign. Once those documents are returned, your funds will be ACH deposited if before 4:00 ET (if not the following day). The entire process can be completed on the same day if you provide what we request in a timely fashion.
Does Coast 2 Coast Lenders serve military customers?
Due to changes in the Military Lending Act effective October 3, 2016, Coast 2 Coast Lenders is not available to applicants listed as Covered Borrowers in the Military Lending Act database, including qualifying active duty service members and their dependents as defined in 32 C.F.R. 232. https://mla.dmdc.osd.mil/
Loans Available in these States.
Delaware
Please proceed to Contact Us. There are no state-specific requirements in Delaware.
Illinois
Please proceed to Contact Us. There are no state-specific requirements in Illinois.
Mississippi
Please proceed to Contact Us. There are no state-specific requirements in Mississippi.
Missouri
Please proceed to Contact Us. There are no state-specific requirements in Missouri. Missouri Consumer Installment Lenders License Notice to Missouri residents– Coast 2 Coast Lenders offers installment loans with a maximum interest rate of 95.0% APR. There are no underwriting, loan processing, closing or prepayment fees. If a payment is 15 days late, a late payment fee of the greater of $15.00 or 5.0% of the unpaid installment (maximum $50.00).
New Mexico
Please proceed to Contact Us. There are no state-specific requirements in New Mexico.
South Carolina
Please proceed to Contact Us. There are no state-specific requirements in South Carolina.
Tennessee
Please proceed to Contact Us. There are no state-specific requirements in Tennessee.
Texas
Please proceed to Contact Us. Unfortunately, we are unable to fax an application and or receive an application from TX, but we will gladly send you all the documents via online
Utah
Please proceed to Contact Us. There are no state-specific requirements in Utah.
Wisconsin
Please proceed to Contact Us.
Coast 2 Coast Lenders
2207 Concord Pike
Wilmington, DE 19803
2207 Concord Pike
Wilmington, DE 19803
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