USPS, Federal Government and other eligible employees residing in Texas only. Federal government employee loan eligibility includes employees of VA, TSA, HHS, and other non-military governmental agencies. Other eligible employees include anyone who works for a non-federal government entity or company that provides direct-payroll deductions for loan payments.
We no longer work with Delaware, Mississippi, Missouri, South Carolina, Tennessee, or Utah
Our loan approval ranges from $500 to $3,000 – depending on laws in your state and our underwriting approval process.
You can apply for a federal government employee loan directly through this website. To apply online click here. or Please contact our office at 1-800-818-1908
Often by the next business day after we receive your signed loan agreement.
Coast 2 Coast abides by the Consumer Financial Services Association of America Best Practices and State laws regarding rescission, which enable you to rescind the transaction at no cost within a three-day time period by returning the full amount of the loan.
Once you have answered a few preliminary questions, a federal government employee loan application will be emailed to you via DocuSign. This document can be viewed and answered through your computer, a personal device (I-pad), or smartphone. Upon receiving a completed application with requested supporting documents, an underwriting decision will be made, and you will be contacted. If acceptable, a promissory note and truth – in – lending disclosure will be again sent to you through DocuSign. Once those documents are returned, your funds will be ACH deposited if before 4:00 ET (if not the following day). The entire process can be completed on the same day if you provide what we request in a timely fashion.
Once all documents have been received the information will be processed and verified. If your application is approved we will contact you by telephone or e-mail.
Once your application has been approved, we will send you formal loan documents. Once you sign and return the loan documents, your loan proceeds will be wired into your checking or savings account.
Payments are due bi-weekly. Borrowers must utilize their Federal Allotment as their method of repayment. If the borrower is no longer employed by the Federal Government, payments can be made via payroll deduction, debit card, ACH, check or money order.
Due to changes in the Military Lending Act effective October 3, 2016, Coast 2 Coast Lenders is not available to applicants listed as Covered Borrowers in the Military Lending Act database, including qualifying active duty service members and their dependents as defined in 32 C.F.R. 232. https://mla.dmdc.osd.mil/
+1 (800) 818-1908
info@coast2coastlenders.com
Monday – Friday | 9:00 AM – 5:00 PM ET
Some of our borrowers have experienced difficulties finishing our application from their government worksite location.
One easy fix might be to turn off the WiFi while completing the application.
If you’re still experiencing difficulties, please call our office at 800-818-1908 for assistance.
If you are visually impaired or need help navigating the site, please contact us at 800-818-1908