Delaware Installment Loan

  • Installment Loans from $600 to $3,000
  • Same Day Funding Available
  • Rapid Processing & Approvals
  • Limited Requirements
  • No Prepayment Charges
  • Funds Deposited Directly into Your Checking Account

Delaware Installment Loan

  • Installment Loans from $600 to $3,000
  • Same Day Funding Available
  • Rapid Processing & Approvals
  • Limited Requirements
  • No Prepayment Charges
  • Funds Deposited Directly into Your Checking Account

Delaware Installment Loan

    Something unexpected could happen at any moment, and you might find yourself in need of extra cash to get over the hump.

    Coast 2 Coast Lenders has provided allotment loans to federal government workers for over 30 years. When you need cash, we facilitate medium-term installment loans for non-military federal government and USPS employees, including TSA, HHS, and VA workers.

    You get the cash when you need it, and you can repay over a number of payroll deductions. You can go the full term of the loan, typically 11 months, or you can pay it off early with no penalty. The loan is yours, so you get to decide.

    And our process is easy. We’ve streamlined our application, approval, and funding processes so once you complete and submit all loan documents via DocuSign, the money is deposited into your bank account often as early as the next day. Depending on how quickly you complete the necessary documents, you could receive your loan the same day!

    It could be for emergency medical expenses, home repair or improvement, or you just need some time away. We’re there to help when you find yourself strapped for cash or just a little bit behind. Call us at Coast 2 Coast Lenders. We’re the fastest and easiest way to obtain the allotment loan you need to get you over a dry spell.

    If you live in Delaware, Mississippi, Missouri, New Mexico, South Carolina, Texas, Utah, or Wisconsin, check and see if we can provide loans to employees of the federal agency where you work. If we do, start filling out the loan application and get your cash as soon as tomorrow!

    Office of the State Bank Commissioner

    555 E. Loockerman Street, Suite 210
    Dover, DE 19901
    TEL 302.739.4235
    FAX 302.739.3609
    http://www.banking.delaware.gov

    Coast 2 Coast Lenders, LLC Complaint Information

    Loan related:
    Pamela Gutierrez, VP of Operations
    800-818-1908, ext 501
    pgutierrez@coast2coastlenders.com

    All other complaints:
    Kevin Gordon, CEO
    800-818-1908, ext 505

    An installment loan is a medium-term loan, usually with a higher principal amount than short-terms loans. It is repaid gradually in installments over 22 payroll deductions (allotments) for a period of roughly 11 months. This loan may be repaid early at any time with no prepayment charges.

    CANCELLATION RIGHT: YOU HAVE THE RIGHT TO RESCIND OR CANCEL YOUR LOAN. TO RESCIND OR CANCEL YOUR LOAN YOU MUST CALL US AT 800-818-1908 WITHIN THREE DAYS FROM THE DATE YOU ELECTRONICALLY SIGN THE NOTE.

    Coast 2 Coast Lenders is licensed in Delaware by the Office of the State Bank Commissioner

    Delaware Rates & Terms

    * Actual loan terms may vary based on applicant’s qualifications
    ** APR’s may vary based on calendar days between loan funding and first payment as well as the State of residence of the borrower.

    Loan Amount- $600-$3000

    Loan Term- 22 Payroll Deductions (allotments)

    Annual Percentage Rate- 95%-200%**

    Late Payment Fee- 5% of the unpaid installment payment up to $50

    What it Costs

      The chart represents an illustrative example of the cost of a $600 loan. Please see your loan agreement for the annual percentage rate (APR) and other terms applicable to your loan. If you have any other questions or would like more information, please ask. Make certain the questions are answered. Make sure you understand the terms and cost of your loan.

      If you repaid biweekly through payroll allotments, you would make 22 payments of $41.33 and one payment of $41.27

      With an actual installment loan, your repayment might look different that the example above.  For instance, you may be able to borrow more money, or have a longer or shorter repayment period. 

      APR
      94.484%

      Finance Charges
      $309.20

      Amount Financed
      $600.00

      Total Payments
      $909.20

      Potential Fees

      Application Fee - $0

      Payroll Deduction Fee (Allotment Processing) $3.00 per payment

      Return Payment Fee - $25.00

      Late Payment Fee- 5% of the unpaid installment payment up to $50

      Terms Explained

       

      Amount Financed

      This is the loan amount.  In our example, Joe Borrower is approved for a $600 loan.  The $600 is the amount financed

      Loan Term

      Your loan term is the amount of time over which you are scheduled to repay your loan. You may also repay early with no penalty. In the example, Joe’s loan is for 22 payroll deductions (allotments) over a period of roughly 11 months.

      Finance Charge

      The finance charge is the dollar amount your loan will cost you, in addition to the amount financed. In the example, Joe’s amount financed will be $309.20 in interest as his finance charge.

      Total of Payments

      This is the sum of the amount financed and the finance charge. It is the total amount you must repay. In this example, Joe’s amount financed, and finance charge equals a total of payments of $909.20

      APR

      APR (annual percentage rate) is a measure of the cost of credit, expressed as a yearly rate.