Mississippi Installment Loan

  • Installment Loans from $600 to $3,000
  • Same Day Funding Available
  • Rapid Processing & Approvals
  • Limited Requirements
  • No Prepayment Charges
  • Funds Deposited Directly into Your Checking Account

Mississippi Installment Loan

  • Installment Loans from $600 to $3,000
  • Same Day Funding Available
  • Rapid Processing & Approvals
  • Limited Requirements
  • No Prepayment Charges
  • Funds Deposited Directly into Your Checking Account

Mississippi Installment Loan

    You don’t know it’s going to happen, then suddenly it does, and you find yourself in need of some cash—fast.

    For more than 30 years, Coast 2 Coast Lenders has offered medium-term loans for non-military employees of the federal government and the United States Postal Service. We provide installment loans that can be paid back through allotments (payroll deductions). The loan can be paid off early with no prepayment charges, or you can let the loan go full term. Because it’s your loan, you decide how you’ll manage it.

    And our program is simple. We’ve streamlined our services to make the whole process almost too easy. From the application to the approval, then to your payment, once you’ve completed and submitted all loan documents, the money is dropped directly into your bank account, often the next day. If you can complete the paperwork right away, you could get your loan the same day!

    The money does not necessarily need to be for an emergency. You might want to update your kitchen, or you might want to spend a relaxing weekend at a resort. When you find yourself needing a bit more cash to get something done, contact us at Coast 2 Coast Lenders. We’re fast, our process is easy―we’re the best way to get some extra cash.

    If you’re a federal employee in Delaware, Mississippi, Missouri, New Mexico, South Carolina, Texas, Utah, or Wisconsin, take a look and see if we service loans for employees of the federal agency where you work. Get your loan application underway and get your cash tomorrow!

    Department of Banking and Consumer Finance

    901 Woolfolk Building, Suite A
    501 N. West Street, Jackson, Mississippi 39225
    TEL 601.359.1031
    FAX 601.359.3557
    http://www.dbcf.state.ms.us/

    Coast 2 Coast Lenders, LLC Complaint Information

    Loan related:
    Pamela Gutierrez, VP of Operations
    800-818-1908, ext 501
    pgutierrez@coast2coastlenders.com

    All other complaints:
    Kevin Gordon, CEO
    800-818-1908, ext 505

    Mississippi Installment Loan

    An installment loan is a medium-term loan, usually with a higher principal amount than short-terms loans. It is repaid gradually in installments over 22 payroll deductions (allotments) for a period of roughly 11 months. This loan may be repaid early at any time with no prepayment charges.

    Coast 2 Coast Lenders is licensed in Mississippi by the Department of Banking and Consumer Finance & Consumer Credit Availability Pamphlet

    Mississippi Rates & Terms

    * Actual loan terms may vary based on applicant’s qualifications
    ** APR’s may vary based on calendar days between loan funding and first payment as well as the State of residence of the borrower.

    Loan Amount- $600-$3000

    Loan Term- 22 Payroll Deductions (allotments)

    Annual Percentage Rate- 95%-200%**

    Late Payment Fee- 10% of the unpaid installment payment

    What it Costs

    The chart below represents an illustrative example of the cost of a $600 loan. Please see your loan agreement for the annual percentage rate (APR) and other terms applicable to your loan. If you have any other questions or would like more information, please ask. Make certain the questions are answered. Make sure you understand the terms and cost of your loan.

    With an actual installment loan, your repayment might look different that the example above. For instance, you may be able to borrow more money, or have a longer or shorter repayment period. 

    APR
    94.484%

    Finance Charges
    $309.20

    Amount Financed
    $600.00

    Total Payments
    $909.20

    Potential Fees

    Application Fee - $0

    Payroll Deduction Fee (Allotment Processing) $3.00 per payment

    Return Payment Fee - $25.00

    Late Payment Fee- 10% of the unpaid installment payment

    Terms Explained

     

    Amount Financed

    This is the loan amount. In our example, Joe Borrower is approved for a $600 loan. The $600.00 is the amount financed

    Loan Term

    Your loan term is the amount of time over which you are scheduled to repay your loan. You may also repay early with no penalty. In the example, Joe’s loan is for 22 payroll deductions (allotments) over a period of roughly 11 months.

    Finance Charge

    The finance charge is the dollar amount your loan will cost you, in addition to the amount financed. In the example, Joe’s amount financed will be $309.20 in interest as his finance charge.

    Total of Payments

    This is the sum of the amount financed and the finance charge. It is the total amount you must repay. In this example, Joe’s amount financed, and finance charge equals a total of payments of $909.20

    APR

    APR (annual percentage rate) is a measure of the cost of credit, expressed as a yearly rate.